FAQ: Insurance industry settlement tactics
Q: What do I need to know about insurance industry settlement tactics so I can try to handle my New York personal injury claim on my own?
A: There is one main thing you need to know about insurance industry tactics: insurance companies do not want to pay a settlement on your New York personal injury claim.
Therefore, the claims adjuster assigned to your case will attempt to deny liability, downplay the severity of your New York personal injury claim, and otherwise reduce the amount they offer you in settlement.
With this in mind, you may not find it beneficial to handle your claim on your own. An experienced Bronx personal injury lawyer can help you avoid insurance company tactics that aim to reduce your settlement or deny your claim.
Before you give a recorded statement to an insurance adjuster, you should speak to your Bronx personal injury lawyer to discuss what you should and shouldn’t say. A recorded statement is just one of many tactics insurance companies use to try to get you to damage the value of your New York personal injury claim.
When presented with any paperwork from the insurance company related to your New York personal injury claim you should review it with your Bronx personal injury lawyer. Signing a medical authorization may allow the insurance company to access irrelevant medical records that may let them try to deny your injuries because of your past medical history.
Pressure is another tactic the insurance companies use when trying to quickly settle a New York personal injury claim. They know you are most likely desperate for money to pay your medical bills, so they will often offer a quick settlement that is much too low to compensate for all your damages, but looks good enough for immediate relief.
There are many other tricks and strategies the insurance companies use to reduce or deny your New York personal injury claim settlement. An experienced Bronx personal injury lawyer is the best type of help to have on your side to avoid potentially losing your claim or settling for an unfair amount.
Contacting a Bronx Personal Injury Lawyer
When you have suffered serious injury or lost a loved one because of another’s negligence you are entitled to compensation for your damages and suffering. Filing a personal injury claim can be a difficult and time consuming process that can be made simpler with the experienced assistance of a Bronx personal injury lawyer.
At Gacovino Lake & Associates we have formed a dedicated network of personal injury lawyers to serve clients nationwide. Our New York office serves residents of the 5 boroughs with their auto accident, medical malpractice, defective drug, premises liability, and Workers’ Compensation claims. For experienced help when filing your personal injury claim, contact us today – 1-800-246-4878.
